We offer local authorities educational activities insurance schemes for schools and other establishments involved in the provision of children’s and young peoples services.
Accidents happen; but those accidents that occur on school premises, or whilst pupils are undertaking off-site activities or school trips, certainly focus media attention.
Compensation will be awarded where negligence is proven but this will not apply in every case.
Accident insurance for those engaged in educational activities and school trips can provide payment to an injured person without the need to prove negligence. It provides cover against the risks associated with school trips such as medical expenses, travel delays and cancellation.
Arranging insurance cover for school trips used to bring a heavy administrative burden with the need to record individual journeys, but our off-site educational activities insurance policy offers simple administration.
The policy also automatically extends to cover all authorised off-site activities such as day trips, outings to the local swimming pool, museum etc. without the need to advise insurers each time.
In addition to pupils, the policy can extend to all adults and young people that take part in an authorised off-site activity.
Cover and benefits can be designed, tailored and negotiated to meet the individual
needs and contractual obligations of the local authority and their schools/educational establishments. Local authorities can choose the level of involvement they wish to have in scheme administration.