Our supply overspend scheme is designed to protect schools who prefer to self manage their staff absence budgets. It provides a layer of protection above the staff absence budget, helping to avoid overspend. The scheme pays a cash benefit once the level of absence exceeds the predicted level. The scheme has a flexible choice of benefits, with a choice of categories of staff and an excess to suit individual needs. There is no requirement to engage supply staff.
Our policy provides:
- A daily benefit for all absences as a result of accidents or illness* once predicted absence levels have been exceeded
- Comprehensive cover for stress and stress related illnesses
- Wide cover for pregnancy related illnesses
- Cover for phased returns
- Continuity of cover at every renewal
*standard policy exclusions apply
Our service provides:
- A prompt and efficient claims service. Standard verification does not require the submission of doctors' notes or additional paperwork
- Free advice; our helpful and sympathetic insurance consultants are available to answer any queries you may have
- Stress counselling, medical, legal and tax advice helpline service for all insured staff