Office contents
All risks cover:
• New for old on all items insured
• Accidental breakage of glass and sanitary fittings
Buildings or tenants’ improvements
This is appropriate if you own the building, are responsible for buildings insurance or wish to insure against tenants’ improvements. Full accidental damage cover is covered, including breakage of glass. Accidental damage to underground pipes is also insured when buildings cover is arranged.
Business interruption cover
Protect your business against loss of revenue or additional expenditure incurred. This will help to minimise disruption and resume normal operations following insured damage to your business. This invaluable cover will ensure your income is protected following an insured loss.
Employers’ Liability
Employers’ Liability cover will meet your business requirements, with a minimum limit of £10,000,000 any one occurrence or series of events.
Public Liability
Public Liability cover with a minimum limit of £5,000,000 to include full abuse protection; higher limits are available if required.
Malpractice Liability
Malpractice cover is available from £2,000,000 to £10,000,000.
Business money
Protect your business cash:
• business cash in transit and whilst at your premises
• theft of business money by employees when discovered within 14 days
Personal accident / assault benefit
Commercial Legal Expenses
This covers legal costs and expenses, and can include:
• contract disputes
• employment disputes
• VAT disputes
• compensation awards
• property protection
• debt recovery